romney has talked about. it was not very detailed. this seems to be a trend. what it did do -- if you extrapolate it how much money we are talking about, you are looking at cutting education by 20%. when it comes to community colleges, we are seeing great work done out there all over the country because we have the opportunity to train people for jobs that exist right now. one thing i suspect we probably agree on is getting businesses to work with community colleges. >> do you agree? >> let me finish my point. they are partnering -- they are designing training programs and people who are going through them know there is a job waiting for them if they complete it. there requires some federal support. let me say one final example. when it comes to making college affordable, whether it is two- year or four-year, one thing i did is we were spending $60 million to banks and lenders as middlemen for the student loan program, even though they were guaranteed. there was no risk for the banks and lenders, but they were taking billions out of the system. why not cut out